Terms of Use

1. Service Description

This website (hereinafter referred to as "the Platform") provides AI-powered option investment analysis tools and educational content. By using the Platform, you agree to these terms.

2. Disclaimer

All information, data, and analysis reports provided by the Platform are for reference only and do not constitute investment advice.

• Options trading carries high risk and may result in total loss of principal
• AI-generated analysis reports may contain errors or biases
• Historical data and simulation results do not guarantee future performance
• Users bear full responsibility and risk for their investment decisions

3. Data Accuracy

While the Platform strives to ensure data accuracy, we are not responsible for:

• Errors or delays in information provided by third-party data sources
• Inaccurate or misleading content generated by AI models
• Service interruptions due to network failures, system maintenance, or technical issues

4. User Responsibilities

When using the Platform, users must comply with the following:

• Not engage in any illegal activities
• Not abuse, scrape, or access Platform data without authorization
• Not spread false information or malicious content
• Possess appropriate financial knowledge and risk tolerance

5. Intellectual Property

All content on the Platform (including but not limited to text, charts, code, design) is protected by intellectual property law. Unauthorized reproduction, distribution, or commercial use is prohibited.

6. Service Changes and Termination

The Platform reserves the right to modify, suspend, or terminate services at any time without prior notice. We are not liable for any resulting losses.

7. Governing Law

These terms are governed by applicable law. Any disputes shall be resolved through friendly negotiation; if unsuccessful, disputes shall be submitted to a court or arbitration institution with jurisdiction.

8. Contact Us

If you have any questions about these terms, please contact us at:

Email: m@ioy.ai