Privacy Policy

Last Updated: 2025-01-05

1. Information Collection

The Platform may collect the following information when you use our services:

  • Automatically Collected: IP address, browser type, access time, page visit records
  • User Input: Stock symbols, capital amounts, investment preferences, and other data you actively provide
  • Cookies: Used to save language preferences, AI model selections, and other settings

2. Information Use

We use collected information to:

  • Provide and improve option analysis services
  • Generate personalized AI investment recommendations
  • Optimize user experience and interface design
  • Analyze usage trends and platform performance
  • Prevent abuse and maintain system security

3. Data Storage and Security

  • Local Storage: Non-sensitive information like language preferences and AI model selections are stored in browser cookies
  • Server Cache: Stock and option data may be temporarily cached to improve performance
  • No Sensitive Data: We do not collect or store your real name, ID number, bank accounts, or other personal sensitive information
  • Security Measures: Industry-standard security measures are employed to protect data transmission and storage

4. Third-Party Services

The Platform uses the following third-party services, which may collect relevant data:

  • AI Model Providers: Alibaba Cloud Qwen, OpenAI, DeepSeek (only query content transmitted, no personal identity information)
  • Stock Data Source: Yahoo Finance API (public market data)
  • CDN Services: Used to accelerate resource loading (e.g., Bootstrap, ECharts)

Please refer to third-party service privacy policies to understand their data handling practices.

5. Information Sharing

We will not sell, rent, or share your personal information with third parties, unless:

  • We have your explicit consent
  • Required by law or regulation
  • Necessary to protect the Platform's or users' legitimate interests

6. Cookie Management

You can manage or delete cookies through your browser settings. However, disabling cookies may affect certain features (such as language switching and AI model selection).

7. Minors Protection

The Platform is not intended for individuals under 18 years old. If we discover that we have inadvertently collected information from minors, we will delete it immediately.

8. Policy Updates

We may update this privacy policy from time to time. For significant changes, we will post notices in prominent locations on the Platform. Continued use of the services indicates acceptance of the updated policy.

9. User Rights

You have the right to:

  • Clear browser cookies to delete locally stored preference settings
  • Stop using the Platform to terminate data collection
  • Contact us to learn about data processing details

10. Contact Us

If you have any questions or suggestions about this privacy policy, please contact us at:

Email: m@ioy.ai